This payment plan offers a more suitable choice for budget-constrained buyers. Instead of making a one-time payment of a higher fee, they can pay a portion of the property price monthly, allowing them to better understand their financial needs when they must secure a mortgage to cover the remaining payments. Additionally, this payment plan helps buyers plan their budgets more effectively, alleviating economic pressure during the property purchase process.

However, for developers, offering straightforward payment plans is just one aspect of attracting end-user purchases. Timely delivery commitments are equally important, as end-users have high expectations for delivery schedules. Therefore, developers need to arrange delivery schedules more flexibly to meet end-user demands, thereby enhancing market competitiveness.

In addition, developers need to be mindful of various tax regulations. For instance, units not sold within a specified time frame may be subject to corporate tax, requiring developers to manage this carefully. Conversely, standard real estate transactions involving individual property investors are exempt from any taxes, and under the new UAE corporate tax rules, the same applies to rental income.

Finally, buyers also need to pay attention to key factors during the property purchase process. For example, they should check the types of payment term options provided and choose a payment plan within their budget range.

Some developers have started to lower upfront payment requirements, even as low as 5%. Additionally, buyers need to consider the 15-30% appreciation in Dubai real estate in recent years and the mortgage interest rates exceeding 5%, as these factors can significantly impact property purchases.